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The exorbitant amount of student loan debt in America has been widely documented. Universities are burdened with rising costs and lowered student populations. In addition, each generation brings their own unique and new set of attributes to the university scene as well as the workplace. Generation Z is a generation marked by more fiscal stewardship, so student loan debt presents an interesting quandary. This paper will examine first generation students vs. their counterparts through the lens of this more recent Generation Z to determine debt levels, success rates, measured by major, graduation rates, GPA and debt levels.

education, Gen Z, Student loans, debt